List of Mutual Funds Articles

A sinking fund is a fund created specifically to save or set aside money to pay off a debt or a bond. A company may face an immense outlay when the time comes to pay off debts and bonds issued in the past.

To understand the impact of the lower TER, let us take the case of two plans of the same fund; Regular Plan and the Direct Plan. The initial NAV is assumed to be Rs100 and the TER of the Direct Plan is 1.80% as against the Regular Plan TER of 2.45%. Let us look at two different scenarios of returns and see how the lower TER impacts returns.

While switching you need to take into consideration the implications of exit-load and capital gains tax. There is no problem with the settlement period for a switch within the same fund house.

Investing for a period of one-year can yield stable returns, but it can be less as compared to the long-term investment plans. Read more at India Infoline

One way to check the growth of mutual fund investments is by the AUM growth. A much better way to check retail participation is via folios.

What do we understand by fund management? Let us say, you have a corpus of Rs.5 lakhs or you have a monthly surplus of Rs.10,000. Either ways, you are in a position to invest money smartly, but you don’t know how to go about it. One way is to give the funds to a professional fund manager like a mutual fund or a portfolio manager […]

A Public Provident Fund, or PPF in short, is a long-term savings scheme devised by the government to help Indian citizens invest and build a corpus for the long term. The key advantage of a PPF is that the interest earned and the fund after maturity is completely tax-free. PPF for Child According to the set rules, every eligible Indian citizen can open only one […]

Systematic investment plans or SIPs of mutual funds have emerged as a preferred investment for investors to create wealth or to create a corpus. The beauty of SIPs is that it does not require that investors time the markets. They can adopt a passive approach of disciplined allocation on a regular monthly basis and the SIP takes care of the rest. SIPs are popular for […]

AIF does not come under the purview of SEBI’s mutual fund regulations. It is a private investment fund that invites investors from home or abroad to invest in their venture. Venture capital funds and hedge funds are some examples of AIFs.

Small-cap companies, do not have any set definition. However, there are some accepted definition of small cap companies. Typically a company that has a market capitalisation of less than Rs.5,000 crore is normally classified as a small cap company. Funds that are dedicated to investing in such small cap companies are called small cap funds. However, SEBI in its classification logic for mutual funds has […]

Nifty BeES, a combination of a share and a mutual fund unit, trades on the capital market segment of NSE

Fixed Maturity Plans (FMPs) of mutual funds are now few and far between. They were quite popular as closed ended schemes wherein investors could put money and match with maturity outflows. However, things changed with the 2014 budget which changed the definition of LTCG for FMPs from 1 year to 3 years. The result was a massive redemption in FMPs in the year 2015 and […]

We all know that we need debt in our portfolio as it brings safety, stability and regular income. You obviously cannot put all your money in equities as then the risk in the event of downside would be just too high. But that is where the problem starts. You have a big choice of debt products like bonds, debentures, government securities, bank FDs, corporate FDs, […]

There is a popular saying in Wall Street that “Gentlemen and governments prefer bonds”. Referred to by various names like bonds, debt and fixed income instruments, they essentially mean the same thing. Unlike an equity, which is an instrument of ownership of a company, debt creates a relationship of lender and borrower between two parties. The borrower raises money by issuing bonds while the investor […]

Just like you want to monetize your assets at some point to raise money, you also need to redeem your mutual funds. You may not do it in the short term, but in the medium to long term you would still need to redeem your mutual funds. What does redemption mean? It is nothing but selling the mutual funds you have bought. In the old […]