List of Mutual Funds Articles

However, the truth is far from real. While it is true that Mutual Funds are not completely foolproof, it doesn’t mean it is a means of loss. There are specific reasons why people lose money in Mutual Funds.

Learn how Market Trends affect your mutual fund investments. Discover strategies for navigating market volatility and maximizing returns in any market condition.

One phrase is gaining popularity and drawing interest from new and seasoned investors in the constantly evolving world of investments: smart beta funds.

A sinking fund is a fund created specifically to save or set aside money to pay off a debt or a bond. A company may face an immense outlay when the time comes to pay off debts and bonds issued in the past.

To understand the impact of the lower TER, let us take the case of two plans of the same fund; Regular Plan and the Direct Plan. The initial NAV is assumed to be Rs100 and the TER of the Direct Plan is 1.80% as against the Regular Plan TER of 2.45%. Let us look at two different scenarios of returns and see how the lower TER impacts returns.

Small-cap companies, do not have any set definition. However, there are some accepted definition of small cap companies. Typically a company that has a market capitalisation of less than Rs.5,000 crore is normally classified as a small cap company. Funds that are dedicated to investing in such small cap companies are called small cap funds. However, SEBI in its classification logic for mutual funds has […]

AIF does not come under the purview of SEBI's mutual fund regulations. It is a private investment fund that invites investors from home or abroad to invest in their venture. Venture capital funds and hedge funds are some examples of AIFs.

The Reserve Bank of India introduced the Marginal Cost of Funds based Lending Rate (MCLR) in April 2016 to modify the existing base rate / RPLR system. According to the modified RBI guidelines, banks are required to calculate their MCLR, which will be the internal benchmark lending rates.

There are many tax-saving instruments available under section 80C of the Income Tax Act. In this post, we compare two popular tax-saving instruments- ELSS and PPF. While both options help you save tax under section 80C of the Income Tax Act, they differ in many ways. Let’s understand the differences. What is ELSS? Equity Linked Saving Schemes (ELSS) is an equity-oriented scheme where at least […]

Just like you want to monetize your assets at some point to raise money, you also need to redeem your mutual funds. You may not do it in the short term, but in the medium to long term you would still need to redeem your mutual funds. What does redemption mean? It is nothing but selling the mutual funds you have bought. In the old […]

You so often get to hear statements like “the investment has given CAGR returns of 13% over 10 years”. Or you hear something like “Profits of Company X grew at a CAGR of 15% over the last 5 years”. What exactly is this CAGR and how is it useful in the world of finance and investments. More importantly, how do you make use of this […]

Find out how you can plan for your children’s future using mutual funds for children Getting started with Mutual Funds for child One of the major life goals of any individual, apart from retirement planning and buying a house, is to help secure their children’s future. The priority is to make sure that you have enough funds to satisfactorily fulfill your child’s educational expenses. Other […]

A Public Provident Fund, or PPF in short, is a long-term savings scheme devised by the government to help Indian citizens invest and build a corpus for the long term. The key advantage of a PPF is that the interest earned and the fund after maturity is completely tax-free. PPF for Child According to the set rules, every eligible Indian citizen can open only one […]

What do we understand by fund management? Let us say, you have a corpus of Rs.5 lakhs or you have a monthly surplus of Rs.10,000. Either ways, you are in a position to invest money smartly, but you don’t know how to go about it. One way is to give the funds to a professional fund manager like a mutual fund or a portfolio manager […]

Systematic investment plans or SIPs of mutual funds have emerged as a preferred investment for investors to create wealth or to create a corpus. The beauty of SIPs is that it does not require that investors time the markets. They can adopt a passive approach of disciplined allocation on a regular monthly basis and the SIP takes care of the rest. SIPs are popular for […]