List of Mutual Funds Articles

To understand the impact of the lower TER, let us take the case of two plans of the same fund; Regular Plan and the Direct Plan. The initial NAV is assumed to be Rs100 and the TER of the Direct Plan is 1.80% as against the Regular Plan TER of 2.45%. Let us look at two different scenarios of returns and see how the lower TER impacts returns.

The Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) are the two principal stock exchanges in India that are currently active. Both exchanges are entirely electronic, with a combined total of over 7,000 firms. Millions of trades take place on both of these exchanges every trading day. Because these are electronic exchanges, you'll need a demat account to participate in the trading process.

While switching you need to take into consideration the implications of exit-load and capital gains tax. There is no problem with the settlement period for a switch within the same fund house.

Learn how Market Trends affect your mutual fund investments. Discover strategies for navigating market volatility and maximizing returns in any market condition.

One way to check the growth of mutual fund investments is by the AUM growth. A much better way to check retail participation is via folios.

Nifty BeES, a combination of a share and a mutual fund unit, trades on the capital market segment of NSE

Debt funds that invest in debt instruments. These can be short duration instruments or long duration instruments. These can be short term liquid funds or long term G-Sec funds. They can be funds on corporate debt or a combination of these. Even within corporate debt funds, these debt funds can be high credit quality or mid credit quality funds. There is a huge choice in […]

There are many tax-saving instruments available under section 80C of the Income Tax Act. In this post, we compare two popular tax-saving instruments- ELSS and PPF. While both options help you save tax under section 80C of the Income Tax Act, they differ in many ways. Let’s understand the differences. What is ELSS? Equity Linked Saving Schemes (ELSS) is an equity-oriented scheme where at least […]

Experts believe that small caps are all-set for recovery in 2020. While most small-caps underperformed throughout 2019 and even 2018, they have probably bottomed out and can outperform large-caps and mid-caps this year. In the last 3-months, the S&P BSE Small-cap index gained almost 10%. In the same period, the frontline BSE Sensex gained around 1.3%. After underperforming in comparison to larger caps for nearly […]

The Reserve Bank of India introduced the Marginal Cost of Funds based Lending Rate (MCLR) in April 2016 to modify the existing base rate / RPLR system. According to the modified RBI guidelines, banks are required to calculate their MCLR, which will be the internal benchmark lending rates.

We all know that we need debt in our portfolio as it brings safety, stability and regular income. You obviously cannot put all your money in equities as then the risk in the event of downside would be just too high. But that is where the problem starts. You have a big choice of debt products like bonds, debentures, government securities, bank FDs, corporate FDs, […]

Fixed Maturity Plans (FMPs) of mutual funds are now few and far between. They were quite popular as closed ended schemes wherein investors could put money and match with maturity outflows. However, things changed with the 2014 budget which changed the definition of LTCG for FMPs from 1 year to 3 years. The result was a massive redemption in FMPs in the year 2015 and […]

With investment options such as equity, the timing of your entrance into the market is of prime importance. A common mistake new investors make is that they miss the market’s ideal entry and exit points. They tend to invest when the market is already at the peak of the bull market and are forced to sell at a loss when the prices crash in the […]

SIPs or Systematic Investment Plans are one of the most sought-after methods for investors to invest systematically and steadily over the long term. Investors in India prefer to invest in Mutual Funds through SIPs. However, investors are aware of a single type of SIP that comes in its most basic form. To meet the investment needs of the investors, fund houses have now introduced different […]

There is a popular saying in Wall Street that “Gentlemen and governments prefer bonds”. Referred to by various names like bonds, debt and fixed income instruments, they essentially mean the same thing. Unlike an equity, which is an instrument of ownership of a company, debt creates a relationship of lender and borrower between two parties. The borrower raises money by issuing bonds while the investor […]