List of Mutual Funds Articles

Many of us think that fixed maturity plans (FMPs) and bank fixed deposits are almost the same. The basic similarity between FMPs and bank FDs is that both of these products are close ended and have a definite maturity date. The below article provides an in-depth analysis of what FMPs are.

Registrar and Transfer Agents (RTA) manage shareholder records and facilitate share transfers. Explore their essential functions and role with India Infoline.

A sinking fund is a fund created specifically to save or set aside money to pay off a debt or a bond. A company may face an immense outlay when the time comes to pay off debts and bonds issued in the past.

One way to check the growth of mutual fund investments is by the AUM growth. A much better way to check retail participation is via folios.

However, the truth is far from real. While it is true that Mutual Funds are not completely foolproof, it doesn’t mean it is a means of loss. There are specific reasons why people lose money in Mutual Funds.

To understand the impact of the lower TER, let us take the case of two plans of the same fund; Regular Plan and the Direct Plan. The initial NAV is assumed to be Rs100 and the TER of the Direct Plan is 1.80% as against the Regular Plan TER of 2.45%. Let us look at two different scenarios of returns and see how the lower TER impacts returns.

Government-backed securities are known to be one of the safest investments options. By investing in such securities, gilt mutual funds offer a dynamic blend of decent returns and low risk. Let’s understand what gilt funds mean, how they work, what their risks and returns look like etc. What are Gilt Mutual Funds? Gilt funds are one of the oldest investment options in India; these existed […]

An arbitrage fund is classified as an equity fund for tax purposes but it is virtually a fund that mirrors debt market returns. But what exactly is an arbitrage fund? Let us look at this category of funds in detail? How do arbitrage funds invest? As the name suggests, an arbitrage is a mispricing opportunity which the trader tries to exploit. This is a very […]

In the rough and tumble world of financial planning, SIP investments have emerged as a blessing in disguise. They save you the trouble of timing the market, offer a disciplined approach to investing and also synchronize investments with regular income flows. Above all, the systematic investment plan is all about rupee cost averaging. In a SIP, you allocate a fixed sum periodically (typically each month) […]

In layman’s terms, an MF is a collective investment product. All that an MF does is that it collects money from numerous investors and invests in a diversified range of stocks, bonds or other securities. Professionals manage the portfolios, so even relatively low-footing investors in effect get considerable market cap exposure along with expert knowledge. These are benefits that can be difficult to replicate on […]

The market is growing and everyone is here to reap the benefits. Equity mutual funds are seeing a surge not just in net investments but also delivering extraordinary returns.

Mid cap funds are all the rage this season. How do we define mid-caps in the first place? As per the latest SEBI definition, stocks listed on stock exchanges are first classified based on their market capitalisation. Stocks from position number 1 to 100 on market capitalization are large cap stocks. They typically have a market cap above Rs.30,000 crore. Stocks from 101 to 250 […]

Mutual Funds have been all the hype in the recent past owing to their ability to provide lucrative investment returns.

As an investor, you must know more than the basics to become a savvy investor. To advance in your investment journey, you need to understand advanced concepts such as risk-return trade-offs. The return of investment is of prime importance for every investor. But, while generating higher returns, investors fail to consider the risks involved. The returns of any investment in a financial market is directly […]

Dividend plans of mutual funds made a lot of sense as long as the dividends were tax free in the hands of the investor. However, this benefit was withdrawn in two steps. Firstly, the Income Tax Act introduced dividend distribution tax (DDT) on dividends to be paid by the payer. This was tantamount to reduction of dividend. Subsequently, the dividends were made fully taxable two […]